Here you can download the Principles and Practices of Banking 3 – PPB 3 Pdf VTU of as per VTU Syllabus. Below we have list all the links as per the modules.
Principles and Practices of Banking 3 – PPB 3 Pdf VTU of Total Modules
Please find the download links of Principles and Practices of Banking 3 – PPB 3 Pdf VTU are listed below:
PB Notes VTU | Principles and practices of Banking Notes VTU | VTU PPB Notes
Module – 1
Banking system and structure in India, Evolution of Indian Banks-Types of banks, Public Sector, Regional Banks, Performance of Public Sector Banks, Private Sector Banks.Commercial banking: Structure, Functions – Primary & secondary function, Role of commercial banks in socio-economic development, Services rendered. Credit creation and Deployment of Funds.Role of Reserve Bank and GOI as a regulator of the banking system – Provisions of the Banking Regulation Act & Reserve Bank of India Act.
Module – 2
Banker and customer, Types of the relationship between banker and customer,Bankers obligations to customers,Right of lean, setoff, appropriation,Bankers legal duty of disclosure and related matters Customers accounts with banks, Opening, operation – KYC norms and operation, Types of accounts and customers, Nomination, Settlement of death claims.
Module – 3
The Negotiable Instruments Act 1881-Features of Negotiable instruments, Important concepts and explanations under the Negotiable Instruments Act, The Paying Banker- Dishonour of cheques, Negotiation, Endorsement, The Collecting Banker, Negligence, Bills of exchange and promissory note, Discharge of Negotiable instruments, Hundis.
Module – 4
Banking Technology, Concept of Universal Banking, Home banking, ATMs, Internet banking, Mobile banking, Core banking solutions, Debit, Credit, and Smart cards, Electronic Payment Systems-MICR, Cheque Truncation-ECS- EFT – NEFT-RTGS.
Module – 5
International Banking: Exchange rates and Forex Business, Correspondent and NRI Accounts, Letters of Credit, Foreign currency Loans, Facilities for Exporters and Importers, Role of ECGC, RBI and EXIM Bank.
Module – 6
Banker as lender-Types of loans, Overdraft facilities, Discounting of bills, Financing book Debts and supply bills, Charging of Security bills, pledge, mortgage – assignment.
Module – 7
Asset Liability Management (ALM) in banks: Components of Liabilities and Components of Assets, Significance of Asset Liability management, Purpose, and objectives. Prerequisites for ALM, Assets and Liabilities Committee (ALCO) – Activities of ALCO.